We’ve all seen the news. “Home prices are on the decline…home prices are at a 20-year low.” However, what we don’t hear is that “Chicago land and the Midwest are stabilizing.” Visit Horizon Bank on Facebook Visit the Horizon Bank...
Real Estate
Renting vs. Buying a Home
If you’re currently renting but considering buying a home, you need to be able to afford more than just your house payment. There are several pros and cons to consider. Purchasing your home offers financial advantages. Home equity. Buying a home...
Steps to Buying a Home
Are you considering purchasing a new home? It’s one of the most important financial decisions anyone can make. That means there’s much to consider. How much can you afford? The first step is assessing your financial situation. The financial...
The Cost to Build a House
Building a home is a great undertaking, and the joy of living in your dream house is worth the work involved. To begin to prepare financially you must understand the cost to build a house. Here are five strategies for determining the cost to build a...
What is Included in Closing Costs
You submitted your mortgage application and received a Good Faith Estimate (GFE) listing the charges, or closing costs, that you will incur at settlement. As a first time homebuyer, you may have some questions about the fees you have to pay – where...
Have You Changed Your Filter Lately?
Did you know that more than 11% of service calls to Lovings Heating & Cooling are caused by dirty filters? You could save yourself some time, stress, and money by signing up to receive monthly email reminders to change your filters. Just visit...
Senate Approves Plan to Reduce Indiana Foreclosures
On Thursday, the Indiana Senate approved legislation to encourage alternative foreclosure solutions and further reduce the number of residential foreclosures experienced by Indiana homeowners. Senate Bill (SB) 582, authored by State Senator Karen...
Slow, Steady Housing Recovery Expected Ahead
A slow, steady recovery is predicted for the housing market despite ongoing challenges, according to a residential market update today at the 2010 REALTORS® Conference & Expo. Lawrence Yun, National Association of Realtors® chief economist,...
Moving Tips To Make The Change Easier
Ahh moving...the very word makes me cringe. I am one of those who likes to hold on to just about everything I own, "in case I need it someday." So when it comes time for me to move, I shudder at the thought of packing, lifting, shoving, pulling,...
Moving Tips To Make The Change Easier
Ahh moving...the very word makes me cringe. I am one of those who likes to hold on to just about everything I own, "in case I need it someday." So when it comes time for me to move, I shudder at the thought of packing, lifting, shoving, pulling,...