You’ve worked hard all year, and now that students are back in school, now is the time beat the crowds and take a long holiday weekend. Traveling can be expensive, but here are five tips to enjoy a vacationing on a budget. 1. Get a package deal...
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Vacationing on a Budget
What is Included in Closing Costs
You submitted your mortgage application and received a Good Faith Estimate (GFE) listing the charges, or closing costs, that you will incur at settlement. As a first time homebuyer, you may have some questions about the fees you have to pay – where...
Read MoreCan I Get a Loan If I’ve Had Credit Issues?: Ask the Expert
Visit Horizon Bank on Facebook Visit the Horizon Bank Website Follow Horizon Bank on Twitter You can get a loan if you do not have credit history or if you have had credit issues in the past. We offer two types of loans for building or...
Read MoreMonthly Giving: Automate Your Donations
Americans donated more than $291 billion dollars to charities last year. Although donation amounts experienced a multi-billion dollar drop during the recession, national charitable donations increased by four percent in 2010, and giving continues to...
Read MoreWhat is Remote Deposit Capture?: Ask the Expert
Remote deposit capture provides business customers the ability to make deposits without leaving their office. With remote deposit capture, business customers use a check scanner to send checks directly to the bank. The scanner is usually small in...
Read MoreSmart Shopper Tips: Fresh Start Series
Are you a smart shopper? Now that you’re out of school and living on your own, it’s more important than ever to learn how to be a savvy consumer. Learning to be a smart shopper will ensure that you have all the things you need (and some of the...
Read MoreStrategic Asset Allocation
Asset allocation can be a complicated process when you’re new to investing, but by implementing the right strategies you can maximize your returns and reduce your losses. It’s easiest to think about strategic asset allocation as keeping...
Read MoreWhat is Probate and How to Avoid It
The legal transfer of assets after someone dies is called probate. The process verifies the will, disburses the estate and pays off any outstanding debts. Probate can be a long and arduous process for complicated estates. Court and legal costs can...
Read MoreYour First Credit Card: Fresh Start Series
You saw some of your friends in college make superfluous credit card purchases such as expensive dinners and designer clothes that they couldn’t actually afford, so you decided to play it safe and not get a credit card to limit your spending...
Read MoreHealth Insurance for Young Adults: Fresh Start Series
More than 20 percent of Americans without health insurance are between the ages of 18-29, and young adults are the most likely group to not have access to employer-based coverage. Many choose not to purchase individual plans because they believe they...
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