“How much can I get pre-approved for?” is almost always a loaded question. The answer depends on a variety of factors, including your financial goals. If your goal is to pay off your home quickly, perhaps a 15-year loan is what you want. Making...
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The Pre-Approval Puzzle
Renovating Part of Your Home to Be Rented
Having someone help pay off your mortgage sounds like a dream. However, many people are opting to renovate and rent out part of their homes to make this dream a possibility. Home renovations can be daunting and confusing projects to undertake. If...
Read MoreStrike While the Iron is Hot
This is an unprecedented time in the history of American homeownership. “What’s so hot about it?” you may ask. 1. Home prices. According to the Schiller Housing Index (Composite 10 index), home prices peaked in March 2007, and are at the same...
Read MoreTips for Restoring Your Historic Home
There are many great historic homes in the Michiana region, and, while these homes are full of charm and style, if you live in one, you know that oftentimes they could use restoration or renovations to meet your modern needs. Historic property owners...
Read MoreiPhone, Web Application Helps Homebuyers Organize, Share Home Search Information
Homebuyers will soon be able to organize information about homes they visit, including photos, and share it with friends and their real estate agent through a new iPhone and Web application launched Tuesday (April 10). iDreamAgent allows users to...
Read MoreKnow What’s Below: Call 811 Before You Dig
National Safe Digging Month is here - a time to remember the importance of calling 811 before starting any digging projects. Did you know that the colors of the paint and flags the 811 locators use indicate what is buried below? Red = Electric Orange...
Read MoreDave Woodson Joins Prime Real Estate of Schererville
Prime Real Estate of Schererville, IN welcomes aboard Dave Woodson as a Realtor®. Dave specializes in internet and video marketing. Dave brings with him years of mortgage experience and local internet marketing for small and mid-size companies. He...
Read MoreOver 1,000 Attend Commercial Real Estate Forecast Conference
The Greater La Porte Economic Development Corporation attended the 10th annual Commercial Real Estate Forecast Conference on Tuesday, January 24th. The event was hosted by the Real Estate Publishing Group and Illinois Real Estate Journal. More than...
Read MoreHome Prices are on the Decline- But, What About the Midwest?
We’ve all seen the news. “Home prices are on the decline…home prices are at a 20-year low.” However, what we don’t hear is that “Chicago land and the Midwest are stabilizing.” Visit Horizon Bank on Facebook Visit the Horizon Bank...
Read MoreRenting vs. Buying a Home
If you’re currently renting but considering buying a home, you need to be able to afford more than just your house payment. There are several pros and cons to consider. Purchasing your home offers financial advantages. Home equity. Buying a home...
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