Markets and Investing

Although charitable donations fluctuate year in and year out, Americans give more to philanthropic efforts than almost any nation in the world. Giving a donation is a noble thing, but it can become a headache if you do not manage your giving...

Today, many Americans are choosing to spend more and save less. While in the short term this can be a sustainable practice, ultimately it is a lot more prudent to set aside a little money in the event of emergency. Rates of saving appear to be...

REGIONAL believes that the best time to learn financial responsibility is while young. Our award-winning Student Credit Union program helps young people learn vital money-management skills, while also giving them a convenient way to deposit and...

Horizon Bank offers individuals the opportunity to consolidate their debt, simplify their monthly bill paying, and, in most cases, deduct the interest from their income tax returns. According to Mike Foti, a Consumer Loan Officer, “Individuals who...

Setting aside some of your earnings each month for your financial future, or ‘Paying yourself first,’ is an increasingly popular tactic for growing your own financial stability. Here are some suggestions on how to best ‘Pay yourself first’...

Debt can feel overwhelming. We accumulat it at various points throughout our lives. We see it rise from our credit cards, student loans, cars, medical bills, mortgages and even second mortgages. It never feels like we are making progress. For many,...

The Portage Township YMCA will be holding an investment seminar given by Edward Jones, Financial Advisor Jamie Lewis, AAMS. The topic will explain why we believe it’s better to rely on fundamentals instead of emotions when investing. In addition,...

Get into the habit of conserving energy: electricity, gas, and water. It benefits you, the environment, and your bank account! If you follow this advice, an average family with a utilities bill of $175, could save between 20 and 35 percent. Horizon...

Managing your finances is an important step toward a secure future, but 61 percent of Americans live paycheck to paycheck, and more than 60 percent have no “rainy day” fund for emergencies. Follow these personal finance tips to see how you can...

Saving for major financial goals such as retirement or a college tuition takes time and investment. There are several different options for investing, and it’s important to diversify your portfolio. Learn why bonds might be a good choice for your...